This was a workers’ compensation/bad faith lawsuit brought by Plaintiffs Kenneth Ingram and Wiley Harrison, both truck drivers for M3 Transportation.  While transporting Department of Defense cargo for M3 Transport, Plaintiff Kenneth Ingram and Wiley Harrison’s commercial truck malfunctioned. While traveling to the M3 terminal in a rental car on June 6, 2011, Plaintiffs were struck head-on by an oncoming vehicle.  Both Plaintiffs sustained serious injuries.  Great American Insurance Company, M3 Transport’s insurer, received notice from Plaintiff that both were asserting workers’ compensation claims for wage and medical benefits arising out of the accident.  RTW Incorporated was retained by Great American as the third-party administrator of the claims, and on August 30, 2011, the claims adjuster recommended that the claims be denied because Plaintiffs were not in the course and scope of their employment at the time of the accident.  Read more.